2400 E Commercial Blvd 11th Floor
Fort Lauderdale, FL 33308
While the state of Florida does not require condo insurance, why wouldn’t you want to protect your greatest asset? The pros at Coastal Wealth Insurance, LLC in Fort Lauderdale, FL want to help you get the coverage that you need. Disasters such as tornados, hurricanes, and sinkholes can significantly impact you and your family. Your condo association will most likely have a policy to cover the structural elements of the building and some items on the property. It will not, however, cover your personal possessions or interior pieces such as water heaters, appliances or cabinets and countertops. In general, the condo association’s policy will cover the building but none of the individual items within the building. It is the responsibility of each condo owner to review their condo association’s insurance policy and understand exactly what it covers and what it does not. Elements within your condo, such as electrical outlets, floor coverings and wall coverings such as drapery, need to be protected.
Planning ahead and protecting your home can prevent unfortunate consequences if a disaster occurs. Your condo association’s insurance policy will cover many things but it won’t cover everything. It is very important that you understand exactly what it does cover so that your agent can help you get the policy that meets your individual needs. The condo association may also conduct assessments of common areas and discuss with individual condo owners about areas that are commonly owned that may not covered in the association’s policy. Items identified in this “loss assessment” may be covered in your condo insurance policy.
The independent insurance agents at Coastal Wealth Insurance, LLC are ready to help you get appropriate coverage for your condo. Give us a call today or visit their office for more information.
I am very pleased with the quality of service and professionalism Coastal Wealth has given me. I will recommend them and look forward to doing more business in the future.
I've had my auto and homeowners with Coastal since 2008. It's been my pleasure working with the entire staff; they are very knowledgeable and clarify any questions that I may have.
The service I've received from Coastal Wealth has been wonderful. They were fast and knowledgeable about their products.
It was a smooth process working with Coastal Wealth. They are honest, patient and helped me understand everything that I needed.
Working with Coastal Wealth has been and continues to be the best to say the least, no matter the time of day or the issue their service is always given beyond expectations. We are so happy to work with them and make sure to spread the word of their wonderful service.