If you are a Tampa or Fort Lauderdale, FL resident who has recently been in a car accident, you may be wondering how you are going to pay the remaining medical bills you may incur. Often, serious car accidents can result in thousands of dollars in bills, and you may lose wages or your job completely if you can’t work.
Below, we will discuss how auto insurance coverage may help pay for your medical bills and what you need to know after a car accident.
Auto Insurance and Accident Medical Bills: What You Need to Know
Unfortunately, this article is not going to explain in detail how your medical bills will be affected by auto insurance. This is because every auto insurance plan is different. We can give you some idea of what you will encounter, however.
Many auto insurance plans will offer payments for medical bills if you are named on your auto insurance policy and you are making a no-fault claim. This applies to most personal injury protection coverage plans (PIP).
Also, in the state of Florida, you can pay for additional medical coverage called “MedPay.” This is a form of optional coverage that can be purchased for most any auto insurance policy.
It’s important to remember that these types of payments for your medical bills are no-fault claims. It doesn’t matter who was at fault in the accident. In many cases, this coverage will not pay for all of your medical bills, and this is when many people decide to sue the other driver if they were not at fault in the accident. Again, you will need to consider your situation on a case-by-case basis as all accidents and insurance policies are different.
Contact Coastal Wealth Insurance, LLC Today
If you are a Tampa or Fort Lauderdale, FL resident who has recently been in an auto accident, Coastal Wealth Insurance, LLC can help you decipher what your policy offers. We can also help you sign up for new auto insurance if you don’t currently have a plan. If you are looking for a quote, try our online rating tool for auto and home insurance. Stop by our office or call us today.